body {margin-left:-15px; margin top: -5px; background-color: #003366; color: black; font-size: 12pt; font-family: Times New Roman, Serif}
td {padding: 0px; margin: 0px;}
table {padding: 0px; margin: 0px; border: none}

h1 {font-size: 1.1em; font-weight: bold}
h1.subtitle{color: #003366}

h3 {font-size: 1.15em; font-weight: bold}
h4 {font-size: 1.05em; font-weight: bold}
h5 {font-size: 1.025em; font-style: italic}



a.nav{font-family: Times New Roman; font-size: .9em; text-decoration: none; font-weight: bold; color: #003366}
a.nav:hover{text-decoration: overline underline; color: #c4790f}
a.nav:visted{text-decoration: no underline; color: #c4790f}

a.credit{text-decoration: none; font-weight: bold; color: #003366}
a.credit:hover{color: #c4790f}

.mainbody{margin-left: 100px; }